Which one among the following is not a programme under RIDF?

The correct answer is D) Rural Industries. The Rural Infrastructure Development Fund (RIDF) was set up by NABARD in 1995-96. Its purpose is to give state governments loans, through NABARD, to finish projects that are already sanctioned in rural infrastructure. Industrial promotion is not one of its sectors.

• A) Rural Water Supply: Drinking water supply is a standard RIDF sector.
• B) Rural Roads: Rural roads and bridges have been among the core RIDF sectors from the start.
• C) Rural Electrification: Rural electrification is covered under RIDF.

The core concept is that RIDF builds physical and social infrastructure, not enterprises. Industrial and enterprise support comes through other channels such as MSME schemes, KVIC programmes and credit lines. For Mains GS-3 and rural development answers, RIDF is a useful example of how NABARD finances state projects. The sector list has widened over the years, so check the current NABARD guidelines if a later question asks about it.

Trap: Aspirants see "Rural" in every option and assume all of them are rural infrastructure. Ask whether the item is a physical asset or a productive enterprise. Industry is the enterprise.