Which of the following State Governments has started ‘Pashu-Kisan Credit Card’ Scheme in year 2020?

The correct answer is B) Haryana. In 2020, the Haryana government launched a Pashu Kisan Credit Card scheme to give dairy and livestock farmers short-term credit for animal care, feed and healthcare, on the same model as the Kisan Credit Card.

The concept sits within the wider push to extend KCC-type credit to animal husbandry and fisheries. The Centre had already widened KCC to cover these sectors through the Animal Husbandry and Dairying ministry, and NABARD and banks handle the refinancing and lending. For Mains, this links to rural credit access, the income diversification of small farmers, and the gap between formal credit and informal moneylenders.

• Gujarat, Punjab and Rajasthan are not the states credited with launching this scheme in 2020. Each has its own dairy and animal welfare schemes, which is why they appear as plausible distractors.

Note that the Centre's KCC extension for animal husbandry and fisheries predates 2020, so check the exact year and state attribution against the official source before relying on it for other questions.

Trap: candidates pick the state with the largest dairy sector or the one they associate with the Kisan Credit Card brand, and forget that the question asks about a specific state-level launch in a specific year.