With reference to 'Ayushman Bharat Yojana' which of the following statement(s) is/are correct? 1) This Yojana provides free health insurance of Rs. five lakh per person. 2) The expenses incurred in this Scheme (Yojana) is shared between the Centre and Stale in 60 : 40 ratio. Select the correct answer from the codes given below.

The correct answer is B. Only statement 2 is correct.

Statement 1 is wrong. PM-JAY (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana) gives a cover of Rs 5 lakh per family per year for secondary and tertiary hospitalisation, not per person. The family-based design is the usual trap in this question.

Statement 2 is correct. For most states, the cost is shared between the Centre and the State in a 60:40 ratio. For north-eastern and Himalayan states the ratio is 90:10, and UTs without a legislature are funded fully by the Centre. Since this is a centrally sponsored scheme, the cost-sharing pattern is the key fact to remember.

Core concept: Ayushman Bharat is one of the two pillars of the National Health Policy 2017, the other being health and wellness centres. It is a demand-side insurance model delivered through empanelled public and private hospitals. Mains angle: the debate on family-based cover, state uptake and cooperative federalism in financing health protection.

Trap: Treating the cover as per individual rather than per family, which makes statement 1 look correct.