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📖Detailed Explanation
Explanation:
The Financial Inclusion Index by the Reserve Bank of India is a comprehensive measure that captures the extent of financial inclusion in India through three broad dimensions:
Access: Availability of banking and financial services such as bank branches, ATMs, and digital infrastructure.
Usage: Actual use of financial services like savings accounts, credit, insurance, and digital transactions.
Quality: Quality of financial services, financial literacy, consumer protection, and inequality in service delivery.
Other options are incorrect because they mix sectoral components (like credit, insurance, GDP contribution) or policy principles (affordability, transparency), which are not the official sub-indices of the RBI FI-Index.
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